No minimum depositA business and personal savings bank* account
One app for a business and personal savings bank account in minutes. A high Annual Percentage Yield (APY), savings goals, round up change and accelerators.
Open your savings account
Tip yourself
Round up your purchases to the nearest dollar, and have the difference automatically transferred into your savings.
Speed to savings
Meet your goals even faster with accelerators that allow you to automatically multiply your round ups (2x, 5x).
1.00%
Annual Percentage Yield¹ for business savings
2.40%
Annual Percentage Yield² for personal savings
Discover how quickly you can meet your goals
Set your goals
Start by defining your savings goals. Whether it's a vacation, a new car, or a home, we're here to support you in reaching those milestones.
Create a plan
Craft a personalized savings plan with our intuitive tools. Break down your goals into achievable steps and track your progress along the way.
Automate
Direct deposits mean quicker access to your hard-earned money, allowing you to cover expenses and manage finances more effectively.
Earn more
With our competitive interest rates, your savings will grow faster than ever. Watch your money multiply while you focus on what matters most.
Even more perks
Virtual cards³
Keep your debit card info secure when you spend online with virtual cards.
Oxygen friends
Send and receive money, split expenses, and chat with friends.
Business account
Add an Oxygen business account to make managing all your money even easier.
*Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.
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